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About RupeeSmart

Personal finance in India is unnecessarily complicated. Banks bury terms in 8-point fonts. Tax websites speak in section numbers. We built RupeeSmart so any Indian — salaried, freelance, or running a business — can answer a money question in 60 seconds.

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Meet Rupee Rishi
Money nerd. Spreadsheet enthusiast. Hates financial jargon.

Rupee Rishi is the friendly editorial persona behind every calculator and article on this site. Think of him as the cousin who actually understands tax law but explains it over chai instead of through circulars. Every number on this site is checked against RBI, CBDT, GSTN and SEBI publications — but the explanations are deliberately written for humans.

What we promise

No signup. Ever.
Every calculator works without login. We don't want your data unless you offer it.
Plain English over jargon
If we use a tax-section number, we explain what it actually means in one line.
Updated for current rules
Tax slabs, GST rates and repo rates are kept in sync with the latest Budget and RBI changes.
Maths is shown, not hidden
Every formula we use is documented in the article below each calculator.

How we keep it free

RupeeSmart is and will remain 100% free. To pay our hosting bills and the time it takes to keep tax rules current, we earn money in two transparent ways:

  • Display ads from Google AdSense — these are clearly labelled "Advertisement".
  • Affiliate links to financial products we genuinely think are useful. We may earn a commission if you sign up, but it costs you nothing extra. We never recommend a product purely because it pays a higher commission.

See our full Affiliate Disclosure for details.

Not financial advice

Calculators on this site are educational tools. They don't account for every personal nuance (surcharge brackets, employer-specific perks, regional stamp duty variations, your specific risk appetite). For decisions involving large sums — buying a house, choosing a tax regime in a complex year, locking in a 25-year loan — please talk to a SEBI-registered financial advisor or a qualified CA.

Get in touch

Spotted a bug, a tax rule we missed, or have a calculator request? Email us at hello@rupeesmart.org — we read every message.

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