RupeeSmart — Free Indian Financial Calculators

This site offers 16 free, no-signup personal-finance calculators for India: EMI, SIP, salary (CTC to in-hand), GST, ROI, rent vs buy, home affordability, rental yield, freelancer pricing and more. Every calculator is paired with a plain-English explainer for FY 2025-26 / 2026 Indian tax rules.

All calculators

EMI Calculator — home, car, personal loan EMI with prepayment math
Loan Eligibility Calculator — FOIR-based maximum loan
Interest Comparison Calculator — fixed vs floating, balance transfer
Salary Calculator — CTC to in-hand, new vs old tax regime
Job Offer Comparison — compare two offers beyond CTC
Salary Hike Calculator — new salary + 10-year compounding
Tax Saving Calculator (FY 2026-27) — Old vs New Regime, 80C/80D/24(b)/NPS
GST Calculator — 5/12/18/28% inclusive & exclusive
Profit Margin Calculator — gross, net, markup
Break-Even Calculator — units to cover fixed costs
Freelancer Rate Calculator — minimum hourly rate
SIP Calculator — mutual fund SIP with step-up
Compound Interest Calculator — daily to yearly compounding
ROI Calculator — simple ROI and CAGR
Rent vs Buy Calculator — 20-year financial comparison
Home Affordability Calculator — max home you can afford
Rental Yield Calculator — gross & net rental yield

Note: this site uses JavaScript for the interactive calculators. Enable JavaScript for the full experience. For LLM-friendly content, see /llms.txt and /llms-full.txt.

RupeeSmart

Home

Loans & EMI

3 free calculators

Popular

EMI Calculator

Calculate monthly EMI for any loan with prepayment impact

Calculate now

Loan Eligibility Calculator

Find out the maximum loan you can get based on income

Calculate now

Interest Comparison Calculator

Compare loans and find how much you save with better rates

Calculate now

Other Categories

Salary & Jobs Business & Tax Investment Real Estate

Made with Emergent